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Equity release allows you to release tax free cash from your home to boost your finances and to unlock the door to a more comfortable and happier retirement.

Your home is a valuable asset and if you are over 55 you can release some of its capital value whilst maintaining the right to live in your property for life.

Pennine Mortgages Ltd can assist and advise you on products suited to your needs from a panel of lenders.
An equity release plan can provide you with the opportunity to improve your years in retirement,enjoy a few more luxuries or even plan to fulfil that dream you've always had...

• Lifetime (This is a Lifetime Mortgage or Home Reversion Plan, and to understand the features and risks, please ask for a personalised illustration).
• Home reversion
• Drawdown

Equity release loans are now closely regulated and all the lenders recommended by Pennine mortgages are members of (SHIP) Ship Safe Home Income Plans which guarantees.

• Right to remain in home for life
• Right to move to suitable alternative property
• Independent legal advice, ie your own solicitor
• No negative equity guarantee - you will never owe!

Equity Release may not be suitable for everyone and the value of a client’s estate may be reduced and the potential beneficiaries could be affected and may affect a potential respondents benefits and tax position.